Some of my most recent articles:

There's Nothing Frugal About Traveling For Christmas


Travel in general is not frugal, but you've got to live from time to time. Still we manage to find ways to cut the costs.

Do Our Teens Have it Too Easy?


We had to wash dishes by hand. They have dishwashers that they won't even load without a fight. We typed our term papers by hand and used white out. They use laptops and can create flawless papers with a little effort.

In a Rush to Graduate Your Kids from Homeschool?

19 Dec 2009 08:43 AM
My family had a conversation last night about when we would graduate the kids from homeschool.

 
Fighting Against a Culture of Rape on College Campuses
In cases of rape, college women are forced to defend themselves because colleges refuse to.
They say that the purpose of a resume is to show that you are qualified for the job, and the purpose of the cover letter is to show them that you want the job and for the most part this is very true.
You can sense it almost as soon as you sit down. Either the waitress is in a bad mood, the restaurant is overcrowded, or no one comes to take your order right away. You can diffuse the situation.
The custom of the Christmas tree has been traced to Germany in the 16th Century. Eventually people of the Jewish faith began to adopt the use of a tree. Holiday trees are a new animal altogether.
Wearing your African American hair in extensions does not make your hair care free. There are still things you must do keep your hair in good condition.
Read these ten articles on advice for keeping safe during the holiday season.



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Recent Chrsitmas and Holiday Articles

Read these ten articles on advice for keeping safe during the holiday season.
Fabulous Five Dollar Gifts for Children
Buying Christmas gifts can be expensive especially when you have a bunch of young people to buy for.
You've spent an entire year getting your finances in order. You've paid down your debt and gotten a handle on your finances. Now that it's Christmas, you are about to set yourself back several months. Is that really the smart thing to do?
For many gift givers, while the gifts must be meaningful, they also need to be inexpensive.
You might think of gift cards as impersonal, but there are some cards that people may appreciate more than gifts.
Layaway was very popular in the 1970s and 1980s, especially in the inner city where people did not have credit cards. It was a way to choose your purchases and then pay for them over time.
Another bad memory involves a family member that routinely gave awful holiday gifts. Based on these horrible Christmas gifts, I present my list of things you should not give as Christmas gifts.
If you have little to no money this holiday season, there is no reason to avoid friends and family because you cannot afford to purchase a gift. The gift I am talking about is an online photo album.
Purchasing Christmas and holiday gifts for co-workers can be very difficult, especially in a tight economy. You can instead create or purchase any of these low costs gifts
No one will enjoy a free gift more than a frugal person. Here is a list of free Christmas gifts that frugal people will be downright excited about.
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Articles on Starting a Mural Business

I painted murals before I started writing full time.  I used that experience to write a series of articles.


When creating a mural for your clients, you have to help them to decide what kind of mural will be best for them. When deciding on a move-able vs a permanent mural, there are several things to be considered.
When painting a mural for your client, it helps to have a few designs you can do quickly that will impress your client.
Nothing is more aggravating to the artist or client than for you to get to the job and realize you do not have all of the items you need. Here is a helpful checklist you can use to ensure you always show up prepared.
When painting a home mural, whether you are giving it away to charity or as a gift, or doing it for pay, you should always have your client sign a contract before you begin painting. These tips will help you create a contract.
Choosing a specialty as a professional muralist will help you to focus your advertising efforts while allowing you to paint in a consistent style that over time will be recognizable by the public.
If you want to ensure continued mural jobs, you will need to promote your work. Here are some tips you can use
There is always room for improvement. Whether you are an experienced muralist or new to the business, or are not sure you can even paint, here are some ways you can improve your mural skills.
The biggest problem mural artists encounter is setting undervalueing thier work. This tutorial will help you charge a desireble rate in a way that your customers will feel comfortable paying.
It might sound counter productive to give away free murals in order to get mural work. However, painting free murals in visible places is much more effective than placing ads in publications.
A mural contract is the single most important thing you can take with you when negotiating to paint a mural. Failure to set certain items in stone will surely cause headaches for both the client and customer at one point or another.
One of the most important things a new mural artist can do is to build experience.
The first thing a prospective client will ask for when they are considering you for hire is to see your portfolio. Keep it with you at all times, you never know when someone may want to look see it.
Many artists start a home mural business by accidentally falling into it. If they were to be intentional about starting the business, they could build their business more quickly and sustain is as long as they wished.


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Library of Halloween Articles

Here is my personal library of Halloween Articles written over the last three years.

Halloween Costume Ideas: Flappers
If you are looking for a great Halloween Costume for your group, flapper costumes are a great option for young ladies and women.
By A. Hermitt Published 8/12/2009

Ideas for Group Halloween Costumes: Fairy Costume
While a fairy costume requires a bit of construction, the process is actually easy and the girls can get together and complete the costumes in a few hours.
By A. Hermitt Published 8/7/2009

Last Minute Cheap Costume Ideas: Peter Pan and Tinkerbell
For a last minute cheap Halloween costume idea that is sure to impress, consider Peter Pan and Tinkerbell costume.
By A. Hermitt Published 8/7/2009

Cheap and Easy Halloween Costume Idea: Scarecrow
You can put together the pieces of the scarecrow costume from items in your closet, and a few cheap items from the craft store.
By A. Hermitt Published 8/7/2009

Group Halloween Costume Idea: Clowns
Clown costumes are as diverse as people and while each person in the group is dressed as a clown, each one can also bring their own personal touch to the costume.
By A. Hermitt Published 8/4/2009

Group Halloween Costume Idea: Leprechauns
If you are looking for a costume idea for your family, group of friends, fraternity, or sorority, consider making Leprechaun costumes. Follow this tutorial and use these ideas to make your Leprechaun group Halloween costumes.
By A. Hermitt Published 8/4/2009

Ideas for Group Halloween Costumes: Ninjas
Ninja costumes can be made with clothes found in almost any closet and making the costume calls for little if any alterations.
By A. Hermitt Published 8/4/2009

Group Halloween Costume Idea: Rainbow Bright and Friends
If you are looking for a fun group costume idea for a sorority or cheerleading group, consider dressing as Rainbow Bright and her Friends. Here are the steps to creating Rainbow Bright and friends costumes.
By A. Hermitt Published 8/3/2009

Ideas for Group Halloween Costumes: Infamous Girl Stars
If you and your group of girlfriends are at a loss as to what to wear for Halloween this year, you should consider dressing up as infamous female stars.
By A. Hermitt Published 10/9/2008

Ideas for Group Halloween Costumes: Obama, MCcain, Biden, and Palin
With this Halloween coming just in time for one of the most exciting political seasons in recent history, it might be fun for your group to dress up as the presidential and vice presidential candidates.
By A. Hermitt Published 10/9/2008

Ideas for Harvest Festival Costumes
In lieu of Halloween, many churches and Christian organizations like to throw Harvest Festivals. If you are participating in a harvest festival and are looking for a costume, here are some ideas you can use.
By A. Hermitt Published 10/8/2008

Ideas for Group Halloween Costumes: Crayons
Crayon Costumes are easy to make and great for adults and children alike. It might even be fun for a large group of elementary teachers to dress up as crayons for Halloween.
By A. Hermitt Published 10/4/2008

Ideas for Group Halloween Costumes: A Group of Mimes
Mime Costumes are easy to make and as a group costume, it will be a huge hit. There are several options you can use to assemble your mime costumes.
By A. Hermitt Published 10/4/2008

Ideas for Group Halloween Costumes
If you and your group are looking for a costume idea that will work for your group, zombie costumes may be what you were looking for.
By A. Hermitt Published 10/4/2008

Seven Things to Do with Discounted Halloween Costumes
Many people enjoy Halloween immensely and love getting dressed up. I could give it or take it personally. But I do enjoy after Halloween sales. I am not after the candy either.
By A. Hermitt Published 11/2/2007

Creative Halloween Costumes for Pregnant Women
Just because you are pregnant does not mean you cannot have a killer Halloween costume. In fact, you can use your new pregnant figure as the as the basis for your costume.
By A. Hermitt Published 10/11/2007

10 More Ideas for Group Halloween Costumes
After the great response to my article 10 Ideas for Group Halloween Costumes, I thought I would go into my creative costume idea trunk and give you 10 More Ideas for Group Halloween Costumes.
By A. Hermitt Published 9/27/2007

Ten Common Sense Tips for Halloween
Whether you go trick or treating with your kids or not, there are things you can do to ensure they stay safe. Here are 10 things you can do to ensure the safety and happiness of your kids this Halloween.
By A. Hermitt Published 9/7/2007

Everything You Need to Get Ready for Halloween
Whether you celebrate it wholeheartedly or preach against it, you cannot deny that as it approaches Americans and riled up into a virtual frenzy over the day of ghosts, ghouls, costumes, and candy.
By A. Hermitt Published 9/6/2007

It is Halloween: What is a Christian to Do?
Ideas for Christians on Halloween.
By A. Hermitt Published 10/30/2006


Ten Halloween Costumes You Can Make from Scrubs
High quality Halloween costumes can cost $40 -$100.00. The ones that cost less are flimsy. You do not have to drain your pocket, or feel undressed on Halloween if you make scrubs the basis of your costume.
By A. Hermitt Published 10/25/2006

Are You Ready for Halloween?
You do not have to let Halloween Sneak up on you and catch you without a costume or plans for Halloween. Associated Content has a smorgasbord of costume and party ideas.
By A. Hermitt Published 10/17/2006


Seven Ideas for Dog and Owner Halloween Costumes
Do not Forget Your Pet when you get Dressed for Halloween. Here are some great ideas you can use.
By A. Hermitt Published 9/20/2006

10 Ideas for Group Halloween Costumes
Wearing matching costumes will help you keep up with each other and let your guests know who's in charge should they need something. Here are some ideas you can use.
By A. Hermitt Published 9/20/2006

Seven Halloween Costume Ideas for the Family
Would you like your whole family to coordinate costumes this year? Well here are some ideas you can use.
By A. Hermitt Published 9/19/2006

Seven Halloween Costume Ideas for Couples
Couples usually feel a need to coordinate Halloween Costumes, but never know where to start. Use these tips to create Halloween Costumes on which you can both agree.
By A. Hermitt Published 9/18/2006

Seven Halloween Costume Ideas for Parent and Child
Children love for mommy or daddy to dress up when they are going trick or treating. Here are some costume ideas you can use when trick or treating with your child.
By A. Hermitt Published 9/18/2006

Halloween Costumes You Can Make Without Sewing
You don't have to call your mom or friend to help with your home made costumes. Use these simple no-sew ideas for a great Halloween Costumes.
By A. Hermitt Published 9/18/2006

Halloween Costume Ideas from Your Closet
Here are some ideas you can use to get dressed for your Halloween event using your own clothes. You will only need to add one or two everyday items to make your costume complete.
By A. Hermitt Published 9/18/2006

Halloween Costume Ideas Using Household Props
If you need a creative Halloween Costume with little, time to prepare. Grab these everyday Items from your home and win that costume contest!
By A. Hermitt Published 9/18/2006

Using Old Bridesmaid Dresses as Halloween Costumes
Do not spend a small fortune on a Halloween Costume; instead pull out that disaster from your closet that you have sworn never to wear again.
By A. Hermitt Published 9/18/2006

Halloween Decorating Ideas: Anti-Halloween Décor
In addition, many Christians, while they may not go out and trick-or-treat, can take advantage of this Halloween tradition. They can bless their neighbors with candy, scriptures and encouraging notes.

By A. Hermitt Published 8/9/2006



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Examiner.com: I am not qualifed to teach homeschooling

I ranked #20 in my class of 200 students in high school. I got a paralegal degree 3 years later. Two years after that I finished college with a BA in Fine Arts with an English Minor. I may be qualified to assist a lawer, oversee evictions for a real-estate firm, process credit applications for a furniture company, decorate houses, and paint murals, all of which I have done, but to homeschool a child... where are my qualifications? Full article here


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ehow.com article, How to Evict a Tenant for Non Payment

http://www.ehow.com/how_4537307_evict-tenant-nonpayment.html

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Dangers of Hand Sanitizers
I was recently chastised after writing an article about cold and flu season that recommended using hand sanitizers. It turns out that they can be quite dangerous.
http://www.associatedcontent.comarticle/1732314/dangers_of_hand_sanitizers.html
How to Potty Train Your Child in a Week or Less
Potty training a child does not need to be anxiety ridden or difficult for the parents or the child.
http://www.associatedcontent.comarticle/1738378/how_to_potty_train_your_child_in_a.html

Blacks and Latinos will not keep up with Asian and Caucasion children in school

(cc) image by nlnnet/flickrAccording to a story in the Mercury News, the Ethnic Achievement gap cannot be closed. "It's just not possible for the average kid who comes to this country in seventh or eighth grade, or even third gra...

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[Source: Education Headlines Examiner - Posted by FreeAutoBlogger]

Decorating Ideas for Making Your Home Exercise Room / Gym More Appealing

Do you find that you are not inspired to exercise even though you have a home gym or exercise room in your home? Perhaps you find the room cold, uninspiring, and unappealing.

Content Producer: A. Hermitt
Published: Jan 13, 2009



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[Source: A. Hermitt - Associated Content - Posted by FreeAutoBlogger]

Is your homeschoolers plate too full?

Is your homeschoolers plate too full?

I sat down and counted all of the activities my homeschoolers were in this year and realized that their plates just might be too full. Looking at my son's schedule, I counted Drama club, Chorus, Introduction to Drama Class, Piano Lessons, Music Theory Class, Worldview class, and Avid Editing. That is just on Monday. On Thursdays he takes, Geometry, Spanish, History, Physical Science, and Language Arts. He also takes Fencing class once or twice a week.




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How to Finish College in Two Years

How to Finish College in Two Years

College does not have to take four years to complete. With prior knowledge and dedicated study, you can complete college in 2 years and in come cases less. You can also finish college for allot less money than if you took four years.

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How to Start and In-home Childcare Business

How to Start and In-home Childcare Business

Starting an in-home daycare center is not as easy as having a few neigbhbors drop off their kids on the way to work. There is alot more involved. Here is what you need to know.

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About Monthly Spending Plans

About Monthly Spending Plans

Someone wise once said, "If you fail to plan, you plan to fail." When it comes to personal finances, you will overspend without a spending plan. You'll eventually end up short on cash and deeply in debt. Whether your income is large, small or somewhere in between, having a monthly spending plan is the best thing you can do for your finances.

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Still Growing: More and more families homeschooling

Still Growing: More and more families homeschooling

A recent government survey is revealing that homeschooling is becoming more and more popular. In fact, that last for years has seen a growth rate of 36 percent according to this article at Christianpost.com.

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How Does Common-Law Marriage Work?

How Does Common-Law Marriage Work?

A couple moves in together and share a home. They agree to marry, but there is no ceremony. They move in together and live together for an extended period doing all the same things that a husband and wife would do.

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About Plus-Size Maternity Clothes

About Plus-size Maternity Clothes

One might think that plus-size women never get pregnant, considering the lack of availability of plus-size maternity clothes. If you wear a size 14 or are bigger than an XL, cute maternity clothes are few and far between. In the last decade, however, a few options have come onto the market that cater to larger pregnant women.

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Income Ideas for the Average Homemaker

Income Ideas for the average homemaker

As a housewife, it can be very hard to watch your spouse struggle with the bills when you are at home not working. This may make you feel like you want to pitch in and help.

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How to Get into College After Dropping Out of High School

How to Get into College After Dropping Out of High School

Whether you dropped out of school six months ago, or six years ago, you still have a good chance of getting into college if you apply yourself.

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Kids Room Ideas: Creating a Safari Theme Bedroom

Kids Room Ideas: Creating a Safari Theme Bedroom

A safari theme bedroom is an idea that you can pull together quickly and easily without purchasing a lot of specialty pieces.

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Decorating Ideas: Redecorating on a Small Budget

Decorating Ideas: Redecorating on a Small Budget

Redecorating can hardly be considered a necessity, so it ends up at the bottom of the wants list. If you are itching to make a few redecorating adjustments to your home, here are some low cost things you can do.

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How to Talk to Your Kids About Cheating in School

How to Talk to Your Kids About Cheating in School
While cheating may get them out of a tough spot temporarily by avoiding a bad grade, it also comes with many consequences.



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